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The Institute of Loss Adjusters

of Southern Africa



ILASA extends its gratitude to all the speakers for sharing their expertise and time at our annual conference

Renier Kruger

Director of Lloyd Warick International South Africa. Renier holds a Bachelor of Accounting Science (Honours) degree and completed his practical trianing contrcat at oue of the big four auditing firms, whereafter he joined their Forensic Accounting Practise before joining an internal insurance broking firm's specialised claims formulation division. Renier joined Lloyd Warick from another global Loss Adjusting firm where he investiated and adjusted Property Damage, Business Interruption and Fidelity Guarantee losses across a broad spectrum of Industries.

Renier's area of focus are: Business Interuption; Claim Calculations and Scenario Modelling for Mining; Engineering; sugar; and Industrial Losses. He further specialises in the investigation of Fidelity Guarentee and comercial crime losses. 

Although based in Johannesburg, Renier has extensive experience in handling large complex losses throughout Africa, the Indian Ocean and the Middle East. 

The Seychelles Explosion 

Modern Technology at Work 

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Lloyd Warwick International

Renier Kruger
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Adam Humphrey


Contract Works Insurance
Defects Exclusion Clauses

Adam is an experienced and active loss adjuster; he is also responsible for an international team of specialist adjusters and professionals at Global Risk Solutions who focus on clients’ major, complex, and technical claims. He is based in London and manages claims all over the world.
He has 25 years’ experience as a loss adjuster managing technical insurance claims in the energy, renewables, property and construction sectors, and associated dispute resolution activities and is still learning.

Adam is a Chartered Loss Adjuster, Chartered Insurance Practitioner and Fellow of both the Chartered Insurance Institute (CII) and Chartered Institute of Loss Adjusters (CILA). He is also the Chairman of the CILA’s “Construction, Energy and Engineering” Special Interest Group
(SIG), and a member of the Institute’s Council.

Adam commenced his career in the construction and engineering sector. Since then he has held senior leadership and adjusting positions at Advanta Global Services; Integra Technical Services (ITS); and, Cunningham Lindsey International (CLI), having commenced his adjusting career at Charles Taylor Adjusting (and its predecessor, Bateman Chapman) as a loss adjuster, managing a variety of marine and energy claims.

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Adam Humphre
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Le Roux van den Berg

Lloyd Warwick International

Major Mining Claims & 

Risk Control  

Director of Lloyd Warwick International South Africa. Le Roux holds a Bachelor Degree in Mechanical Engineering and Professional Qualifications in Operational Engineering Management and Project Management. During the years following the enforcement of the Kyoto protocol in 2005, he was closely involved in the development of energy and carbon trading projects around the world. He later obtained his Government Certificate of Competency in Mechanical Engineering and held an operational engineering and management roles in the mining industry in Underground, Opencast and Process Plant environments, before focusing his efforts on the Construction and Project industries. His operational experience spans more than 15 years across the energy, engineering, mining and construction industry sectors.

In 2012, Le Roux specialised in root cause investigations associated with Catastrophic Industrial Incidents and engineering consulting.  In 2016 he joined Lloyd Warwick in South Africa as a specialist loss adjuster for large and complex losses, with a focus on African energy and mining claims.

Although based in Johannesburg, Le Roux has extensive experience in handling large and complex losses throughout Africa, the Indian Ocean Islands and the Middle East.

Le Roux van den Berg
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Nirvana Deonandan

Swiss Re

Nirvana joined Swiss Re in January 2021, she is a claims expert focusing on property, casualty and agriculture claims in Sub-Saharan Africa. She is an EMEA claims representative of the global Liability Expert Network which focuses on worldwide liability claim trends, and legal and regulatory developments as well as a representative of the EMEA Property Expert Network which focuses on catastrophic events and market trends. Prior to Swiss Re, Nirvana worked at a leading short – term insurance company in South Africa where she gained over 10 years of experience in insurance. Nirvana is a qualified South African attorney and holds a Masters in Commercial Law from the University of Cape Town.

Emerging Risks in South Africa

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Nivana Deonanda
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Zaheda Mohamed

Swiss Re

Zaheda Mohamed holds a B.Com degree from the University Witwatersrand specializing in Insurance and Risk Management.  She began her career at the Hollard Insurance Company where she worked as a property underwriter. After 4 years she moved to Camargue Underwriting Managers where she began her journey as a casualty underwriter in the small to medium business sector. She was later employed by the Santam Group as a senior casualty underwriter and finally joined Swiss Re in September 2018. As a facultative casualty  underwriter for Swiss Re, Zaheda's main focus is the business and growth in the Southern Africa and the Middle East.

Emerging Risks in South Africa

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Zaheda Mohamed
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Justin Crick

Baker Tilly UK

Business Interruption
The Forensic Account - The Good, The Bad and The Ugly

Justin Crick is a partner with Baker Tilly’s forensic, litigation and valuation services practice. He is a skilled and experienced forensic accountant. Working with many of the leading insurance companies and law firms around the world, Justin has quantified losses for business interruption claims in more than 70 countries and has been involved in more than 1,000 large and complex international assignments involving multimillion-dollar losses.

He specializes in the quantification of major and complex losses in energy and power generation, mining/mineral processing, oil, gas and petrochemicals, industrial manufacturing and production, telecommunications and construction. He is frequently called on to assist in the quantification of upstream and downstream oil, gas and petrochemical losses. He also regularly acts on mining/mineral processing and power generation (conventional and renewable) losses. He has acted on a number of the largest energy losses the energy insurance market has faced over the last few years, several of which have been more than $1 billion.

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Justin Crick
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Richard Hoal

CoxYeats Attorneys

Construction regulations 

Health and Safety Requirements

Richard heads up the construction, engineering and infrastructure team and is joint head of the insurance team. He has practised as an admitted attorney in South Africa for over 26 years and initially worked extensively in litigation. He has developed a unique speciality in construction and project work as well as complex insurance casualty claims.

He has advised clients on a range of project development, construction and engineering contracts, including major infrastructural projects undertaken in Southern Africa. He has represented clients in litigation and arbitration proceedings relating to building, engineering and commercial contracts and insurance contracts. He has also represented and assisted main contractors and subcontractors in putting together tenders, reviewing contractual conditions, contract risk assessments and claims formulation, as well as contract and project negotiations with employers. He has also advised a range of clients on commercial transactions and acquisitions.

As a result of this expertise in the construction industry, Richard has been appointed by national insurance companies to advise on issues relating to Occupational Health and Safety investigations, large casualty claims and professional indemnity claims. He has investigated a number of structural collapses and appeared in formal Inquiries.

His insurance practice includes professional indemnity work in the built environment as well as general professions and director and officer liability. He also deals with complex indemnity and recovery claims.
He is a committee member of the Association of Arbitrators Southern Africa and conducts adjudications and arbitrations in the field of construction and engineering law as well as insurance law and professional indemnity claims. He is a member of the International Bar Association Committee on International Construction Projects. He is also a Commissioner in the Small Claims Court.
He has been recognised by Best Lawyers for Construction Law and in 2022 was recognised as Construction Lawyer of the Year in South Africa by virtue of the highest overall peer feedback.

Richard Hoal
Arndt Reinhardt
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Arndt Reihardt

Fidelity Loss Adjusters 

Computer Modelling and 

Evaluating Flood Risk and Claims  

Arndt started his career as a Loss Adjuster with Ian Hogg and Associates in 2005 and is currently the Director of Fidelity Loss Adjusters based in Kwazulu Natal. 

Arndt became a Licentiate of the Institute of Loss Adjusters in 2009 and achieved the status of Associate in 2023.

Arndt founded Fidelity Loss Adjusters in 2018 specialising in large loss and complex commercial claims across the fields of Fire, Fidelity Guarantee, Public Liability, Electronic Equipment, Structural Losses alike.

Arndt manages a team of 5 Loss Adjusters attending to claims throughout South Africa. Since 2016 Arndt has served as the KZN Chairman of the Institute of Loss Adjusters and has for the same period served on the National Committee of the Institute of Loss Adjusters of South Africa.In 2022 he was appointed to the National Execute Committee of the Institute of Loss Adjusters and is currently serving as the Membership Executive and sits on the Education Committee.

Arndt’s IT background has allowed him to become known as a Specialist Loss Adjuster in the field of Electronic Equipment and Reinstatement of Data claims.

Over the years Arndt has been involved in Catastrophe Claims Management, the implementation and auditing of claims response services and the education of insurers and Loss Adjusters.

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David Briginshaw

The Planning Initiative

Computer Modelling and 

Evaluating Flood Risk and Claims  

David Briginshaw has a Masters of Science in Urban and Regional Planning Specialising in Environmental Planning from the University of KwaZulu Natal (2006). He is a registered Town and Regional Planner with 17 years post graduate experience. After graduating, David was employed by The Planning Initiative, and is now the Director of the company. The Planning Initiative is a town and regional planning consultancy specializing in spatial planning, environmental planning, planning research, Geographic Information Systems and planning legislation/ applications.


Some signature projects David has worked on are:

  1. Drafting the KZN Provincial Norms and Standards for incorporating Climate Change related events into Town Planning Schemes

  2. Drafting the KZN Provincial Guidelines for the Preparation of Schemes

  3. The Durban Strategic Environmental Assessment

  4. The Durban Point Development

  5. The King Shaka International Airport and Dube TradePort development as well as initial aerotropolis work

  6. Developing a GIS for Umgeni water to project future water demand based on number of applications in their service area

  7. Developing various GIS solutions for eThekwini, such as

    1. One to show catalytic developments and their rates and job implications spatially, and

    2. One to project development potential of spatial plans and their implications on infrastructure servicing, and

    3. One to identify suitable industrial land based on various criteria, and potential development potential (bulk) thereof.

David Briginshaw
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